According to the Health Insurance Association of America, one in two Americans age 65 or older will need long-term care, typically lasting three years, at an average cost of over $55,000 per year. The expense can be devastating. The solution? long-term care coverage. But with over 100 policies on the market-each with different features and prices-finding the right one can be difficult and time-consuming.

Now there's free, easy, risk-free way to shop and compare. It's called Long-Term Care Quotes (SM) (LTCQ). LTCQ is a national resource center and independent agency specializing in long-term care insurance. It has been recommended in Consumers Digest, Kiplinger's, Money and on NBC.

Here's how it works: You provide basic information and LTCQ shops up to 15 top-rated plans to find you the best coverage. You receive--by mail or online--a complete Personalized Information Kit & Quote on the three most suitable policies for you from the nation's leading insurers. There's no cost, no obligation and no agent will call or visit.

For your free Information Kit, either write to LTCQ, 600 W. Ray Rd., #D4, Chandler, AZ 85225; visit www.LTCQ.net or call 1-800-587-3279.

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